Hello, today I would like to share information about ‘National Health Insurance Refund Inquiry’.
As we get older, the number of visits to the hospital increases, and the amount of money going out for treatment becomes prohibitive.
Did you know that the National Health Insurance Corporation refunds the hospital expenses spent in this way under the name of ‘National Health Insurance Refund’?
As of last year in 2021, those who applied for health insurance fee refunds received a large amount of an average of 1.35 million won per person, so if you have been to the hospital even once last year, I recommend you to read this post to the end today. 국민건강보험 환급금
National Health Insurance-Refund-Inquiry 좋은뉴스
It’s not difficult at all, and it can be really helpful, so even if you’re busy, please take some time to read it to the end. Then, let’s start with the ‘National Health Insurance refund’ from now on. Let’s see below.
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National Health Insurance refund inquiry
The National Health Insurance Refund System is a system in which the National Health Insurance Corporation has established a ‘self-pay ceiling system’ and refunds a certain amount to patients when the public pays for households that have excessively spent medical expenses.
According to the results announced by the Ministry of Health and Welfare, an enormous amount of 2.2 trillion won was refunded only in 2020, and as mentioned earlier, an average of 1.35 million won per person was refunded.
Here, the co-payment ceiling system means that if the medical expenses you have borne exceed the upper limit of your quintile, you will be refunded the excess amount.
2022 copayment ceiling system
The 2022 copayment ceiling system is as follows.
830,000 won for the 1st quartile, 1.03 million won for the 2nd-3rd quartile, 1.55 million won for the 4th-5th quartile, 2.89 million won for the 6th-7th quartile, 3.6 million won for the 8th quartile, 4.43 million won for the 9th quartile, and 5.98 million won for the 10th quartile.
Here, for the 1st to 5th quintiles, if the hospital stay in a nursing hospital exceeds 120 days, the 1st quartile is 1.28 million won, the 2nd to 3rd quartile is 1.6 million won, and the 4th to 5th quartile is raised to 2.17 million won.
Even if you are a high-income earner, you will be able to pay only up to 5.98 million won and receive a refund from the National Health Insurance Corporation for medical expenses paid beyond that.
If you are curious about the maximum amount of your out-of-pocket expenses, search for ‘National Health Insurance’ on search sites such as Naver or Google and enter the National Health Insurance homepage at the top.
(https://Www.Nhis.Or.Kr) <- Please go to this link and look it up.
How to apply for refund from National Health Insurance
From now on, let’s look at how to apply for this National Health Insurance refund.
There are a total of two ways to receive refunds from the National Health Insurance, the online homepage method and the mobile application method.
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How to apply online for National Health Insurance refund
To apply online, first, search for ‘National Health Insurance’ on search sites such as Naver or Google and enter the National Health Insurance homepage at the top.
Or, I will give you a link so you can go through this link.
National Health Insurance homepage link -> (https://Www.Nhis.Or.Kr)
If you have entered the homepage, click ‘Search/Request Refund’ in the middle, and if you authenticate yourself, you will be able to check your refund.
How to apply for National Health Insurance refund mobile application
You can proceed more easily and simply by using the mobile application.
After searching for ‘The Health Insurance’ in the Google Play Store or App Store, download it,
After logging in with the certificate on your smartphone, you can apply through ‘Request unpaid refund’.
The health insurance application download link will be provided.
Google Play Store -> (https://Play.Google.Com/Store/Apps/Details?Id=Kr.Or.Nhic&Hl=Ko&Gl=US)
App Store -> (https://Apps.Apple.Com/Kr/App/The%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98/Id375279377)
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Today, we have learned how to inquire about refunds from the National Health Insurance. Please refer to this post and get a refund of all the excess hospital expenses. Thanks for reading the long article.