Organizing postal insurance claim paperwork
For minor illnesses, you can receive medical treatment by minimizing the cost burden with National Health Insurance, but in the case of major illnesses, the amount may be difficult to cover only with health insurance. If you have a medical indemnity insurance that covers insufficient medical expenses, hospitalization allowance, etc., you can solve the problem of cost burden.
Since I am subscribed to post office actual expenses insurance, I tried to claim the amount that came out of this shoulder treatment.
• What is medical malpractice insurance? Medical indemnity insurance is a product that allows patients to receive reimbursement from the insurance company for hospital treatment costs paid by themselves. Depending on the type of subscription, the insurance company guarantees 80-90% of the cost of hospital treatment due to illness or accident. 우체국 실비보험 청구서류
• The average post office insurance premium is 10,000 won, which is cheaper than other insurance companies’ actual insurance products. 좋은뉴스
Organizing postal insurance claim paperwork
There are 1. Internet claim 2. Post office in-person claim 3. Post office insurance app. I personally visited and applied. Please note that the required documents are the same when applying online or through the Postal Insurance app, and the application is complete if you scan and attach it.
Post Office Actual Expenses 2Postal Actual Expense Insurance Documents
insurance claim
Authentication of real name (resident registration card, driver’s license, passport, etc.)
Beneficiary Savings Account Number
A power of attorney, etc., is required when requesting by proxy.
Medical certificate or hospitalization/discharge confirmation (in case of hospitalization)
Confirmation of outpatient visit (when outpatient)
medical receipt
Detailed statement of medical expenses (confirmation)
Receipt of prescription, pharmaceutical cost (dispensing fee) bill (if prescribed)
Disaster proof documents are required in case of an accident
Since I was receiving outpatient treatment, I visited with a receipt for the medical bill and a detailed statement of medical expenses. The insurance claim was processed by directly filling out the documents provided at the site.
In the case of online application, the claim is made on the Postal Insurance homepage (https://www.epostbank.go.kr/) and the insured and the beneficiary are the same. Electronic signatures are available for billing amounts of less than KRW 3 million.
In the case of mobile application, install the post office insurance app and proceed using the insurance claim tab. This is a claim case in which the insured and the beneficiary are the same. Electronic signatures are available for billing amounts of less than KRW 3 million.
Post Office Actual Expenses 3 The post office visit reception hours are 09:00 am to 04.30 pm. It is said that you can send the required documents by fax, so you can send the required documents to the fax number provided after consultation with the post office through the Postal Insurance Customer Center (1599-0100).
Once the claim documents are submitted to the post office, they will be received by the payment center. The next day, I receive a text message about the review of the claim details via KakaoTalk or text message. I think it usually takes 3-4 days. Post Office Actual Expenses 4 After receiving the site, he gave me a receipt for insurance claim documents. There are detailed instructions for each claim document situation, but basic certificates and family relationship certificates are also required when making a claim for a minor or a dependent insured person.
Required documents for each claim change from time to time, so if the insured and the beneficiary are not the same, please contact the postal service center.