Hello Today, let’s look at the national pension payment inquiry and standards. It is the National Pension that we must receive until the age of 60, and the moment came when I suddenly wondered how much I had paid. It’s simpler than you think, so I hope you all check it out once.
You can view the national pension payment amount below. 국민연금 납부액 조회
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How to inquire the amount of the national pension payment 좋은뉴스
1. Access the website of the National Pension Service
2. Click Electronic Complaints > Individual Complaints
3. Authentication certificate and simple authentication login
4. Click Personal Services
5. Click Subscription Details Inquiry
6. You can check the details of your subscription to the National Pension Service and the total payment amount.
Standard of National Pension Payment Amount
National Pension Receipt Query
National pension age
Tips for getting more pension
National Pension Service Frequently Asked Questions
How to inquire the amount of the national pension payment
National pension payment inquiry 8
In order to inquire about the amount of the national pension payment, a means of self-authentication such as an official certificate or simple authentication is required. You can inquire about the payment amount on the website of the National Pension Service, and it is recommended that you inquire at least one month after payment.
1. Access the website of the National Pension Service
2. Click Electronic Complaints > Individual Complaints
3. Authentication certificate and simple authentication login
4. Click Personal Services
5. Click Subscription Details Inquiry
6. You can check the details of your subscription to the National Pension Service and the total payment amount.
National pension payment inquiry 6
The above payment details are displayed based on the date reflected on the KOSHA computer (up to 4 days after payment), so even if you have already paid insurance premiums, they may not be included in the amount you have already paid. The premium paid is an amount that includes user contributions, personal contributions, and severance pay conversion money.
Standard of National Pension Payment Amount
Next, let’s look at the standard for the national pension payment amount. The standard monthly income is determined in the range of a minimum of 350,000 won to a maximum of 5.53 million won, and the insurance premium rate is 4.5% for workers and 4.5% for business owners. First, let’s find out the minimum and maximum payments.
This is related to the minimum and maximum income. The minimum income standard is 350,000 won and the maximum income is set at 5.53 million won, so if 9% of this income is calculated, the minimum national pension payment amount is 31,500 won and the maximum is 497,700 won, respectively. .
National Pension Receipt Query
National pension payment inquiry
You can check the estimated amount of pension you will receive later and details of payments so far through the National Pension website (joint certificate required) or the ‘National Pension by My Side’ mobile app.
The expected pension amount is an amount calculated on the assumption that the premiums paid to date will continue to be paid until the age of 60 or when pension benefits can be received. you can find out.
Those who do not have a co-certificate can directly enter the monthly premium paid in the ‘Estimated Pension Simple Calculation’ on the NHIS website, or enter past and future income directly in the ‘National Pension Simulated Calculation’ on the My Pension website to calculate the future forecast. You can find out the amount of your pension. Details of insurance premiums paid by individuals or business establishments to date can be checked on the website of the Corporation → Civil Petitions → Individual Civil Complaints / Business Complaints → Inquiry of Insurance Premium Payment Details.
National pension age
The national pension age has recently been slightly revised in 2023. Early Old Age Pension is a system in which pension is received earlier. If you use the early old-age pension system, you can receive it earlier, but you will receive a 6% reduction per year, and you will receive it for the rest of your life.
Year of Birth Old Age Pension Early Old Age Pension
Born between 1953 and 1956 61 years old 56 years old
Born between 1957 and 1960 62 years old 57 years old
Born between 1961 and 1964 (2023~) 63 years old 58 years old
Born between 1965 and 1968 64 years old 59 years old
Born in 1969 ~ 65 years old 60 years old
Tips for getting more pension
It is not an exaggeration to say that the amount of the national pension increases as much as you know. Here are six ways to increase the amount of money you will receive after living an income-free retirement. Don’t miss out on the national pension refund.
① Deferred pension system
The “deferred pension system” refers to delaying the timing of receiving the national pension and receiving an additional interest rate of 0.6% per month for that period. Deferring benefits for up to five years can increase your total pension by 36%.
② Additional payment system
The “additional payment system” is a system that recognizes the subscription period by paying the insurance premium for the period in a lump sum or in installments when the insurance premium has not been paid due to job loss, business interruption, marriage, leave of absence, or there is an exclusion period due to career interruption.
③ Voluntary subscription system
Except for special cases, citizens aged between 18 and 60 years of age are subject to compulsory subscription to the National Pension Scheme. However, there are cases in which compulsory subscription is not applicable. A typical example is a full-time housewife. If you are not eligible for mandatory subscription, you can subscribe to the national pension using the “voluntary subscription system”.
④ Voluntary continuous subscription system
The “voluntary continuation subscription system” is a useful system when you have not completed the minimum subscription period of 10 years or if you have completed the subscription period but want to increase the amount of pension. If you have the ability to pay, you can continue to join the national pension and pay insurance premiums even after the mandatory subscription period ends at the age of 60.
⑤ Credit system
It is a system that recognizes an additional period of subscription to the national pension. Military service, maternity, and unemployment credits.
⑥ Support system for farmers and fishermen
The national pension support system for farmers and fishermen was first implemented in 2020. This is a system in which the government subsidizes part of the national pension insurance premiums in consideration of the difficult reality of farming and fishing villages due to the expansion of agricultural and marine product imports. You can receive benefits of up to KRW 43,560 per month.
National Pension Service Frequently Asked Questions
Q. Does the pension amount increase when prices rise?
A. Yes, as prices rise, so does the amount of pension you receive. The purpose of the national pension system is to guarantee long-term income in old age, so the real value of the national pension entitlement is guaranteed. The real value of the pension is guaranteed by raising the pension amount by the national consumer price fluctuation rate of the previous year from January of each year after receiving the pension.
Q. Can I register my father, who is a recipient of the national pension, as a dependent during year-end tax settlement?
A. If you receive only pension income, you can become a basic deduction as a dependent of another family member if your taxable pension amount is approximately KRW 5.16 million or less and you are 60 years of age or older. In general, if your annual income is less than KRW 1 million, you can register as a basic deduction during year-end tax settlement.
Q. Do I have to pay tax on my salary received through the national pension?
A. Yes, the old-age (installed) pension and part of the lump-sum refund are subject to tax. Since 2002, the National Pension Service has been able to receive income deduction for premiums paid. Accordingly, the old-age (split) pension and the lump-sum refund calculated by the subscription period after January 1, 2002 are included in the subject of taxation. However, disability pensions and survivors’ pensions are not included in taxation.
Q. Will my pension be garnished?
A. National pension under 1.85 million won is impossible to pressure. The National Pension is a pension benefit guaranteed by the government as a basic means of living in old age. Therefore, the National Pension Act stipulates that the right to receive it cannot be seized or provided as collateral. In addition, the effect of seizure does not apply to the amount below a certain amount among the wages paid to the beneficiary.
Today, I took the time to find out the national pension payment views and standards. The National Pension Service is criticized for its effectiveness as a pension that must be paid for the rest of one’s life at the age of 60.