휴대폰 요금 미납 Unpaid cell phone bill

Conditions for suspension of non-payment of mobile phone bills and cancellation payment method

Let’s quickly summarize the conditions for suspension of non-payment of mobile phone bills and how to cancel them. It’s quite inconvenient when your phone freezes. Inconvenience aside, it also affects your credit. In this post, we will look at the conditions for suspension of non-payment of mobile phone bills, how to cancel them, and how to pay unpaid bills.

휴대폰 요금 미납
Conditions for suspension of non-payment of mobile phone bill

Mobile phones have now become an indispensable part of our lives. While using it, you may forget the fee, or you may delay payment of the communication fee for personal reasons. If you fail to pay your cell phone bill, you will receive a late payment penalty from your carrier. After this, customers who fail to pay the communication fee will be suspended from using the communication function. The conditions for suspension of non-payment of mobile phone bills for each carrier are different. 휴대폰 요금 미납

SKT (SK Telecom) 좋은뉴스
SK Telecom gives a grace period of 2 to 3 months if the communication fee is not paid. After this, the call function to the unpaid mobile phone is stopped. After 14 days of outgoing suspension, all incoming and outgoing calls will be suspended. Even after that, if the overdue period of telecommunication fee is 5 months, SK Telecom will terminate the telecommunication contract. SK Telecom’s legal team then proceeds with the collection process by adding overdue telecommunication fees and additional charges to the customer.

KT
There are differences in the criteria for suspension based on the customer’s credit rating and delinquency history. Termination of telecommunications contract The contract is terminated 5 months after the communication fee is overdue. After that, you will receive the overdue fee through collection.

LG U+ (LG U+)
LG U+ Communications informs customers of the fact that communication fees are overdue for one month. Even after that, if the customer does not pay the overdue bill, the phone outgoing function will be suspended.

Cell phone bill unpaid inquiry
Inquiries about unpaid mobile phone bills can also be made to each carrier, but there are also sites that can be inquired at once regardless of carriers. If you do not know exactly the overdue cell phone bill, please check and inquire the unpaid cell phone bill through the credit information joint management service site.

How to check unpaid mobile phone bill
Log in to the credit information joint management service site.
Select View My Credit Information.
I agree to the terms and conditions.
Proceed to self-certification.
Check the cell phone bill unpaid history.
✅ Check unpaid cell phone bills
How to cancel unpaid cell phone bill
If your mobile phone bill is suspended due to unpaid bills, let’s look at payment and solutions. Also, let’s find out how to use a cell phone if necessary.

If the cell phone bill is overdue for more than 3 months, it will be registered with the credit information agency, and the contract will be terminated ex officio. When your contract ends, you will no longer be able to use your existing phone number. If your communication bill is overdue and a record of overdue is registered in your credit information, it will affect your credit rating. Then, it may cause more difficulties to delete the record, so it is recommended to solve the overdue cell phone bill.

📌 How to view the overdue record and delete the record?

When the contract is terminated by the telecom company, it goes to the debt collection agency. After that, you will receive a reminder for non-payment of communication fees. Also, if there is any remaining installment payment on the mobile phone, it will be transferred to Seoul Guarantee Insurance. Seoul Guarantee Insurance collects the unpaid amount through a collection procedure. If you do not pay after that, you will be subject to legal action, so it is recommended that you pay in advance. You can apply for full payment or installment payment by checking the credit information joint management service and contacting Seoul Guarantee Insurance. If the telecommunications bill is continuously unpaid, you must pay all unpaid bills, overdue interest, and terminal installments in a lump sum.

If your phone freezes and you need to use it, you can try using a prepaid phone. A prepaid phone is a rate method in which you charge money first before using it. Anyone can open in their own name. Prepaid phones are convenient because you only use them as much as you charge them, and you can use them as they were. Also, you may misunderstand that the call quality of a prepaid phone is not good, but the call and data quality is the same as that of the three telecommunications companies.

It is recommended to manage unpaid cell phone bills well because these days, you can use financial services such as credit inquiries, identity verification, and loans with your cell phone. Even when you urgently need a small amount of emergency money, your credit rating is based on your mobile phone bill, so please manage it so that there is no difficulty in case of an emergency.

📌 Check the communication ratings of the 3 telecommunication companies
📌 Searching for micro loans using mobile phone communication ratings

concluding
Above, we have looked at the conditions for suspension of non-payment of mobile phone bills and solutions such as non-payment inquiries. There are more than one or two inconveniences when a cell phone bill is overdue for a long period of time. Check the bill through the overdue bill inquiry and make a payment plan so that there is no problem with your credit information.